It’s the middle of the year, which means one thing – it’s tax time!
As the second half of 2026 gets going, it’s time to get on top of your finances and prepare to lodge your 2025-26 individual tax return.
As an international student living in Australia, you might have a few questions about how tax time works here. Don’t worry, we’re here to help clear things up and walk you through what you need to know.
Disclaimer: This article is intended as general information only and should not be considered tax or financial advice. Tax rules can change, and your obligations will depend on your individual circumstances. For advice specific to your situation, visit the Australian Taxation Office (ATO) website or speak with a registered tax adviser.
Do I need to lodge tax as an international student?
Maybe! If you earn income while studying in Australia, you’ll usually need to lodge a tax return after the end of the financial year.
International students are typically considered Australian residents for tax purposes, but there are some exceptions (e.g. if your course is less than 6 months in length).
As a resident for tax purposes, you will pay the same tax rate as Australian citizens. You will also be eligible for the tax-free threshold, meaning you will not be required to pay any tax on a set amount of the income you earn in Australia.
If you’re not sure whether you’re an Australian resident for tax purposes, check the Australian Taxation Office (ATO) website or speak to a registered tax adviser.
When do I need to lodge my tax return?
Starting on 1 July each year, the new financial year begins. While you can technically lodge your 2025–26 tax return from 1 July, the ATO recommends waiting until late July if you can.
It can take a little while for employers to finalise your Income Statement for the previous financial year. The ATO also pre-fills much of your information as it receives it, making it easier to complete your online tax return. Before lodging, check that your Income Statement in myGov is marked ‘Tax ready’ and make sure the information matches your own records.
If you’re planning to lodge your tax return yourself, you’ll generally need to submit it by 31 October. If you’re using a registered tax agent, you may receive an extended deadline, provided you’re registered with them before 31 October. Check with your tax agent early so you don’t miss out.
What is the tax-free threshold, and if I earn under it, do I need to lodge a return?
The tax-free threshold is the amount of income you can earn before you start paying income tax. For Australian residents, the tax-free threshold is $18,200. If your income is below this amount, you may not need to lodge a tax return. However, if the ATO expects a return from you, or tax has been withheld from your pay, you may still need to lodge one. If you don’t need to lodge a tax return, you should submit a non-lodgment advice to let the ATO know.
If you’re an Australian resident for tax purposes for only part of the income year, you’ll receive a part-year tax-free threshold.
I need some help, but I don’t have access to an accountant
If you earn less than $70,000 per annum, then you might be eligible for a free service called ‘Tax Help’ which matches you with an accredited volunteer who can help you lodge your taxes.
What happens if I make a mistake when lodging my return?
Mistakes happen, so don’t panic. In many cases, you can amend your tax return for up to two years after receiving your notice of assessment.
Will I get money back after I lodge my tax return?
That depends! If you’ve paid exactly the right amount of tax throughout the financial year, you probably won’t receive a refund. However, many people who work casually, have multiple employers or have had more tax withheld from their pay than necessary may receive a tax refund.
There’s also the possibility that you’ll owe additional tax after lodging your return. This can happen if you’ve accidentally claimed the tax-free threshold with more than one employer, earned income where insufficient tax was withheld, or run a small business or worked as a sole trader.
If you can, it’s a good idea to keep an eye on your income throughout the year and set aside money if needed, so you don’t end up with an unexpected tax bill.
